Applying for Medicare Before Retirement

December 18, 2013

You can apply online for Medicare benefits even if you are not able to retire if you meet the following qualifications:

1.  You are within four months of turning 65;

2.  You want to sign up for Medicare and you do not currently have any Medicare coverage; and

3.  You do not want to apply for monthly Social Security retirement benefits at the same time.

An online application will let you start the application immediately and avoid a trip to your Social Security office.  You do not have to complete the application in one sitting; you will be given the opportunity to take a break and not lose any of the information entered into the computer.

Go online to and select “Apply online for Medicare.”  Once the receipt on the screen is generated, print it and keep it for your records.  Be sure to keep the application number so that you can check the status of your application.  Online applications are available:

Monday- Friday 5:00 a.m. – 1:00 a.m.

Saturday 5:00 a.m. – 11:00 p.m.

Sunday 8:00 a.m. – 10:00 p.m.


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